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Comprehensive Local Credit Card Guide

Credit Cards in 35754 (Laceys Spring, AL)

Credit Card Debt in 35754

^ Average credit card debt in 35754 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35754

^ Based on overall Alabama data, the credit card delinquency rate in Laceys Spring is approximately 0.77%. [2]

Credit Scores in 35754

^ The average credit score in Laceys Spring is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35754

Credit Card Debt in 35754


  • 35754 Credit Card Debt
    • The estimated average credit card debt for 35754 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35754


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35754 Credit Scores


  • Credit Scores in 35754
    • Residents of 35754 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35754 (Laceys Spring, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35754 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35754 [4]
    • 35754 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 35754

35754 is associated with the city of Laceys Spring, which is located in Morgan County in the state of Alabama. [6]

AL Credit Cards

35754 Credit Cards

For more information about 35754 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau