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Comprehensive Local Credit Card Guide

Credit Cards in 36105 (Montgomery, AL)

Credit Card Debt in 36105

^ Average credit card debt in 36105 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36105

^ Based on overall Alabama data, the credit card delinquency rate in Montgomery is approximately 0.77%. [2]

Credit Scores in 36105

^ The average credit score in Montgomery is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36105

Credit Card Debt in 36105


  • 36105 Credit Card Debt
    • The estimated average credit card debt for 36105 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36105


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36105 Credit Scores


  • Credit Scores in 36105
    • Residents of 36105 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36105 (Montgomery, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36105 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36105 [4]
    • 36105 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 36105

36105 is associated with the city of Montgomery, which is located in Montgomery County in the state of Alabama. [6]

AL Credit Cards

36105 Credit Cards

For more information about 36105 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau