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Comprehensive Local Credit Card Guide

Credit Cards in 36275 (Spring Garden, AL)

Credit Card Debt in 36275

^ Average credit card debt in 36275 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36275

^ Based on overall Alabama data, the credit card delinquency rate in Spring Garden is approximately 0.77%. [2]

Credit Scores in 36275

^ The average credit score in Spring Garden is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36275

Credit Card Debt in 36275


  • 36275 Credit Card Debt
    • The estimated average credit card debt for 36275 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36275


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36275 Credit Scores


  • Credit Scores in 36275
    • Residents of 36275 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36275 (Spring Garden, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36275 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36275 [4]
    • 36275 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 36275

36275 is associated with the city of Spring Garden, which is located in Cherokee County in the state of Alabama. [6]

AL Credit Cards

36275 Credit Cards

For more information about 36275 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau