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Comprehensive Local Credit Card Guide

Credit Cards in 36312 (Ashford, AL)

Credit Card Debt in 36312

^ Average credit card debt in 36312 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36312

^ Based on overall Alabama data, the credit card delinquency rate in Ashford is approximately 0.77%. [2]

Credit Scores in 36312

^ The average credit score in Ashford is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36312

Credit Card Debt in 36312


  • 36312 Credit Card Debt
    • The estimated average credit card debt for 36312 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36312


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36312 Credit Scores


  • Credit Scores in 36312
    • Residents of 36312 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36312 (Ashford, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36312 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36312 [4]
    • 36312 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36312 (Ashford, AL)

Recent credit card complaints originating from consumers in 36312, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Ashford, AL.

Our search for complaints originating from comsumers in Ashford (36312) did not produce any matches.


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Local financial institutions in or near 36312

Banks in or near 36312 (Ashford, AL)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 36312 produced no matches.

ATMs in or near 36312 (Ashford, AL)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 36312 produced no matches.

Credit Unions in or near 36312 (Ashford, AL)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 36312 produced no matches.

Household Income Statistics in 36312

Income: 36312 vs. Alabama

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Income Breakdown in 36312

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Income: 36312 vs. Nation

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Additional information about Alabama

About 36312

36312 is associated with the city of Ashford, which is located in Houston County in the state of Alabama. [6]

AL Credit Cards

36312 Credit Cards

For more information about 36312 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau