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Comprehensive Local Credit Card Guide

Credit Cards in 36801 (Opelika, AL)

Credit Card Debt in 36801

^ Average credit card debt in 36801 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36801

^ Based on overall Alabama data, the credit card delinquency rate in Opelika is approximately 0.77%. [2]

Credit Scores in 36801

^ The average credit score in Opelika is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36801

Credit Card Debt in 36801


  • 36801 Credit Card Debt
    • The estimated average credit card debt for 36801 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36801


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36801 Credit Scores


  • Credit Scores in 36801
    • Residents of 36801 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36801 (Opelika, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36801 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36801 [4]
    • 36801 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36801 (Opelika, AL)

Recent credit card complaints originating from consumers in 36801, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 12, 2016
36801
Delinquent account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Apr 25, 2013
36801
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No

Local financial institutions in or near 36801

Banks in or near 36801 (Opelika, AL)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 36801 produced no matches.

ATMs in or near 36801 (Opelika, AL)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 36801 produced no matches.

Credit Unions in or near 36801 (Opelika, AL)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 36801 produced no matches.

Household Income Statistics in 36801

Income: 36801 vs. Alabama

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Income Breakdown in 36801

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Income: 36801 vs. Nation

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Additional information about Alabama

About 36801

36801 is associated with the city of Opelika, which is located in Lee County in the state of Alabama. [6]

AL Credit Cards

36801 Credit Cards

For more information about 36801 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau