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Comprehensive Local Credit Card Guide

Credit Cards in 71764 (Stephens, AR)

Credit Card Debt in 71764

^ Average credit card debt in 71764 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 71764

^ Based on overall Arkansas data, the credit card delinquency rate in Stephens is approximately 0.76%. [2]

Credit Scores in 71764

^ The average credit score in Stephens is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 71764

Credit Card Debt in 71764


  • 71764 Credit Card Debt
    • The estimated average credit card debt for 71764 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71764


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71764 Credit Scores


  • Credit Scores in 71764
    • Residents of 71764 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 71764 (Stephens, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71764 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71764 [4]
    • 71764 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Arkansas

About 71764

71764 is associated with the city of Stephens, which is located in Ouachita County in the state of Arkansas. [6]

AR Credit Cards

71764 Credit Cards

For more information about 71764 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau