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Comprehensive Local Credit Card Guide

Credit Cards in 72728 (Elm Springs, AR)

Credit Card Debt in 72728

^ Average credit card debt in 72728 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72728

^ Based on overall Arkansas data, the credit card delinquency rate in Elm Springs is approximately 0.76%. [2]

Credit Scores in 72728

^ The average credit score in Elm Springs is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72728

Credit Card Debt in 72728


  • 72728 Credit Card Debt
    • The estimated average credit card debt for 72728 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72728


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72728 Credit Scores


  • Credit Scores in 72728
    • Residents of 72728 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72728 (Elm Springs, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72728 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72728 [4]
    • 72728 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Arkansas

About 72728

72728 is associated with the city of Elm Springs, which is located in Washington County in the state of Arkansas. [6]

AR Credit Cards

72728 Credit Cards

For more information about 72728 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau