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Comprehensive Local Credit Card Guide

Credit Cards in 72913 (Fort Smith, AR)

Credit Card Debt in 72913

^ Average credit card debt in 72913 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72913

^ Based on overall Arkansas data, the credit card delinquency rate in Fort Smith is approximately 0.76%. [2]

Credit Scores in 72913

^ The average credit score in Fort Smith is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72913

Credit Card Debt in 72913


  • 72913 Credit Card Debt
    • The estimated average credit card debt for 72913 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72913


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72913 Credit Scores


  • Credit Scores in 72913
    • Residents of 72913 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72913 (Fort Smith, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72913 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72913 [4]
    • 72913 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Arkansas

About 72913

72913 is associated with the city of Fort Smith, which is located in Sebastian County in the state of Arkansas. [6]

AR Credit Cards

72913 Credit Cards

For more information about 72913 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau