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Comprehensive Local Credit Card Guide

Credit Cards in 90402 (Santa Monica, CA)

Credit Card Debt in 90402

^ Average credit card debt in 90402 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 90402

^ Based on overall California data, the credit card delinquency rate in Santa Monica is approximately 0.5%. [2]

Credit Scores in 90402

^ The average credit score in Santa Monica is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 90402

Credit Card Debt in 90402


  • 90402 Credit Card Debt
    • The estimated average credit card debt for 90402 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 90402


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90402 Credit Scores


  • Credit Scores in 90402
    • Residents of 90402 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 90402 (Santa Monica, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 90402 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 90402 [4]
    • 90402 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 90402

90402 is associated with the city of Santa Monica, which is located in Los Angeles County in the state of California. [6]

CA Credit Cards

90402 Credit Cards

For more information about 90402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau