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Comprehensive Local Credit Card Guide

Credit Cards in 93032 (Oxnard, CA)

Credit Card Debt in 93032

^ Average credit card debt in 93032 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 93032

^ Based on overall California data, the credit card delinquency rate in Oxnard is approximately 0.5%. [2]

Credit Scores in 93032

^ The average credit score in Oxnard is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 93032

Credit Card Debt in 93032


  • 93032 Credit Card Debt
    • The estimated average credit card debt for 93032 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 93032


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93032 Credit Scores


  • Credit Scores in 93032
    • Residents of 93032 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 93032 (Oxnard, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 93032 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 93032 [4]
    • 93032 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 93032

93032 is associated with the city of Oxnard, which is located in Ventura County in the state of California. [6]

CA Credit Cards

93032 Credit Cards

For more information about 93032 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau