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Comprehensive Local Credit Card Guide

Credit Cards in 93944 (Monterey, CA)

Credit Card Debt in 93944

^ Average credit card debt in 93944 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 93944

^ Based on overall California data, the credit card delinquency rate in Monterey is approximately 0.5%. [2]

Credit Scores in 93944

^ The average credit score in Monterey is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 93944

Credit Card Debt in 93944


  • 93944 Credit Card Debt
    • The estimated average credit card debt for 93944 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 93944


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93944 Credit Scores


  • Credit Scores in 93944
    • Residents of 93944 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 93944 (Monterey, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 93944 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 93944 [4]
    • 93944 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 93944

93944 is associated with the city of Monterey, which is located in Monterey County in the state of California. [6]

CA Credit Cards

93944 Credit Cards

For more information about 93944 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau