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Comprehensive Local Credit Card Guide

Credit Cards in 94972 (Valley Ford, CA)

Credit Card Debt in 94972

^ Average credit card debt in 94972 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94972

^ Based on overall California data, the credit card delinquency rate in Valley Ford is approximately 0.5%. [2]

Credit Scores in 94972

^ The average credit score in Valley Ford is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94972

Credit Card Debt in 94972


  • 94972 Credit Card Debt
    • The estimated average credit card debt for 94972 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94972


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94972 Credit Scores


  • Credit Scores in 94972
    • Residents of 94972 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94972 (Valley Ford, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94972 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94972 [4]
    • 94972 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 94972

94972 is associated with the city of Valley Ford, which is located in Sonoma County in the state of California. [6]

CA Credit Cards

94972 Credit Cards

For more information about 94972 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau