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Comprehensive Local Credit Card Guide

Credit Cards in 95416 (Boyes Hot Springs, CA)

Credit Card Debt in 95416

^ Average credit card debt in 95416 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95416

^ Based on overall California data, the credit card delinquency rate in Boyes Hot Springs is approximately 0.5%. [2]

Credit Scores in 95416

^ The average credit score in Boyes Hot Springs is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95416

Credit Card Debt in 95416


  • 95416 Credit Card Debt
    • The estimated average credit card debt for 95416 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95416


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95416 Credit Scores


  • Credit Scores in 95416
    • Residents of 95416 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95416 (Boyes Hot Springs, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95416 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95416 [4]
    • 95416 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 95416

95416 is associated with the city of Boyes Hot Springs, which is located in Sonoma County in the state of California. [6]

CA Credit Cards

95416 Credit Cards

For more information about 95416 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau