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Comprehensive Local Credit Card Guide

Credit Cards in 81147 (Pagosa Springs, CO)

Credit Card Debt in 81147

^ Average credit card debt in 81147 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81147

^ Based on overall Colorado data, the credit card delinquency rate in Pagosa Springs is approximately 0.45%. [2]

Credit Scores in 81147

^ The average credit score in Pagosa Springs is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81147

Credit Card Debt in 81147


  • 81147 Credit Card Debt
    • The estimated average credit card debt for 81147 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81147


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81147 Credit Scores


  • Credit Scores in 81147
    • Residents of 81147 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81147 (Pagosa Springs, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81147 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81147 [4]
    • 81147 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Colorado

About 81147

81147 is associated with the city of Pagosa Springs, which is located in Archuleta County in the state of Colorado. [6]

CO Credit Cards

81147 Credit Cards

For more information about 81147 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau