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Comprehensive Local Credit Card Guide

Credit Cards in 81401 (Montrose, CO)

Credit Card Debt in 81401

^ Average credit card debt in 81401 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81401

^ Based on overall Colorado data, the credit card delinquency rate in Montrose is approximately 0.45%. [2]

Credit Scores in 81401

^ The average credit score in Montrose is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81401

Credit Card Debt in 81401


  • 81401 Credit Card Debt
    • The estimated average credit card debt for 81401 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81401


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81401 Credit Scores


  • Credit Scores in 81401
    • Residents of 81401 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81401 (Montrose, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81401 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81401 [4]
    • 81401 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Colorado

About 81401

81401 is associated with the city of Montrose, which is located in Montrose County in the state of Colorado. [6]

CO Credit Cards

81401 Credit Cards

For more information about 81401 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau