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Comprehensive Local Credit Card Guide

Credit Cards in 81505 (Grand Junction, CO)

Credit Card Debt in 81505

^ Average credit card debt in 81505 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81505

^ Based on overall Colorado data, the credit card delinquency rate in Grand Junction is approximately 0.45%. [2]

Credit Scores in 81505

^ The average credit score in Grand Junction is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81505

Credit Card Debt in 81505


  • 81505 Credit Card Debt
    • The estimated average credit card debt for 81505 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81505


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81505 Credit Scores


  • Credit Scores in 81505
    • Residents of 81505 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81505 (Grand Junction, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81505 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81505 [4]
    • 81505 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Colorado

About 81505

81505 is associated with the city of Grand Junction, which is located in Mesa County in the state of Colorado. [6]

CO Credit Cards

81505 Credit Cards

For more information about 81505 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau