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Comprehensive Local Credit Card Guide

Credit Cards in 31602 (Valdosta, GA)

Credit Card Debt in 31602

^ Average credit card debt in 31602 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31602

^ Based on overall Georgia data, the credit card delinquency rate in Valdosta is approximately 0.7%. [2]

Credit Scores in 31602

^ The average credit score in Valdosta is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31602

Credit Card Debt in 31602


  • 31602 Credit Card Debt
    • The estimated average credit card debt for 31602 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31602


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31602 Credit Scores


  • Credit Scores in 31602
    • Residents of 31602 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31602 (Valdosta, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31602 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31602 [4]
    • 31602 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Georgia

About 31602

31602 is associated with the city of Valdosta, which is located in Lowndes County in the state of Georgia. [6]

GA Credit Cards

31602 Credit Cards

For more information about 31602 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau