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Comprehensive Local Credit Card Guide

Credit Cards in 83864 (Sandpoint, ID)

Credit Card Debt in 83864

^ Average credit card debt in 83864 is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in 83864

^ Based on overall Idaho data, the credit card delinquency rate in Sandpoint is approximately 0.48%. [2]

Credit Scores in 83864

^ The average credit score in Sandpoint is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Credit Card & Personal Finance Statistics in 83864

Credit Card Debt in 83864


  • 83864 Credit Card Debt
    • The estimated average credit card debt for 83864 residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 83864


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83864 Credit Scores


  • Credit Scores in 83864
    • Residents of 83864 (ID) have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More 83864 (Sandpoint, ID) Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Cardholders in 83864 who are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 83864 [4]
    • 83864 (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About 83864

83864 is associated with the city of Sandpoint, which is located in Bonner County in the state of Idaho. [6]

ID Credit Cards

83864 Credit Cards

For more information about 83864 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Idaho


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Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau