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Comprehensive Local Credit Card Guide

Credit Cards in 62294 (Troy, IL)

Credit Card Debt in 62294

^ Average credit card debt in 62294 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62294

^ Based on overall Illinois data, the credit card delinquency rate in Troy is approximately 0.54%. [2]

Credit Scores in 62294

^ The average credit score in Troy is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62294

Credit Card Debt in 62294


  • 62294 Credit Card Debt
    • The estimated average credit card debt for 62294 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62294


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62294 Credit Scores


  • Credit Scores in 62294
    • Residents of 62294 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62294 (Troy, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62294 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62294 [4]
    • 62294 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About 62294

62294 is associated with the city of Troy, which is located in Madison County in the state of Illinois. [6]

IL Credit Cards

62294 Credit Cards

For more information about 62294 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau