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Comprehensive Local Credit Card Guide

Credit Cards in 50614 (Cedar Falls, IA)

Credit Card Debt in 50614

^ Average credit card debt in 50614 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50614

^ Based on overall Iowa data, the credit card delinquency rate in Cedar Falls is approximately 0.41%. [2]

Credit Scores in 50614

^ The average credit score in Cedar Falls is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50614

Credit Card Debt in 50614


  • 50614 Credit Card Debt
    • The estimated average credit card debt for 50614 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50614


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50614 Credit Scores


  • Credit Scores in 50614
    • Residents of 50614 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50614 (Cedar Falls, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50614 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50614 [4]
    • 50614 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About 50614

50614 is associated with the city of Cedar Falls, which is located in Black Hawk County in the state of Iowa. [6]

IA Credit Cards

50614 Credit Cards

For more information about 50614 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau