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Comprehensive Local Credit Card Guide

Credit Cards in 40456 (Mount Vernon, KY)

Credit Card Debt in 40456

^ Average credit card debt in 40456 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40456

^ Based on overall Kentucky data, the credit card delinquency rate in Mount Vernon is approximately 0.7%. [2]

Credit Scores in 40456

^ The average credit score in Mount Vernon is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40456

Credit Card Debt in 40456


  • 40456 Credit Card Debt
    • The estimated average credit card debt for 40456 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40456


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40456 Credit Scores


  • Credit Scores in 40456
    • Residents of 40456 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40456 (Mount Vernon, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40456 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40456 [4]
    • 40456 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 40456

40456 is associated with the city of Mount Vernon, which is located in Rockcastle County in the state of Kentucky. [6]

KY Credit Cards

40456 Credit Cards

For more information about 40456 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau