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Comprehensive Local Credit Card Guide

Credit Cards in 40807 (Benham, KY)

Credit Card Debt in 40807

^ Average credit card debt in 40807 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40807

^ Based on overall Kentucky data, the credit card delinquency rate in Benham is approximately 0.7%. [2]

Credit Scores in 40807

^ The average credit score in Benham is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40807

Credit Card Debt in 40807


  • 40807 Credit Card Debt
    • The estimated average credit card debt for 40807 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40807


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40807 Credit Scores


  • Credit Scores in 40807
    • Residents of 40807 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40807 (Benham, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40807 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40807 [4]
    • 40807 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 40807

40807 is associated with the city of Benham, which is located in Harlan County in the state of Kentucky. [6]

KY Credit Cards

40807 Credit Cards

For more information about 40807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau