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Comprehensive Local Credit Card Guide

Credit Cards in 70433 (Covington, LA)

Credit Card Debt in 70433

^ Average credit card debt in 70433 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70433

^ Based on overall Louisiana data, the credit card delinquency rate in Covington is approximately 0.76%. [2]

Credit Scores in 70433

^ The average credit score in Covington is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70433

Credit Card Debt in 70433


  • 70433 Credit Card Debt
    • The estimated average credit card debt for 70433 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70433


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70433 Credit Scores


  • Credit Scores in 70433
    • Residents of 70433 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70433 (Covington, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70433 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70433 [4]
    • 70433 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70433 (Covington, LA)

Recent credit card complaints originating from consumers in 70433, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 25, 2013
70433
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Sep 25, 2012
70433
Payoff process
REGIONS FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 4, 2014
70433
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 16, 2014
70433
Billing statement
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Sep 29, 2016
70433
Rewards
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jan 13, 2014
70433
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 70433

Banks in or near 70433 (Covington, LA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 70433 produced no matches.

ATMs in or near 70433 (Covington, LA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 70433 produced no matches.

Credit Unions in or near 70433 (Covington, LA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 70433 produced no matches.

Household Income Statistics in 70433

Income: 70433 vs. Louisiana

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Income Breakdown in 70433

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Income: 70433 vs. Nation

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Additional information about Louisiana

About 70433

70433 is associated with the city of Covington, which is located in St. Tammany County in the state of Louisiana. [6]

LA Credit Cards

70433 Credit Cards

For more information about 70433 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau