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Comprehensive Local Credit Card Guide

Credit Cards in 70646 (Hayes, LA)

Credit Card Debt in 70646

^ Average credit card debt in 70646 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70646

^ Based on overall Louisiana data, the credit card delinquency rate in Hayes is approximately 0.76%. [2]

Credit Scores in 70646

^ The average credit score in Hayes is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70646

Credit Card Debt in 70646


  • 70646 Credit Card Debt
    • The estimated average credit card debt for 70646 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70646


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70646 Credit Scores


  • Credit Scores in 70646
    • Residents of 70646 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70646 (Hayes, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70646 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70646 [4]
    • 70646 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About 70646

70646 is associated with the city of Hayes, which is located in Calcasieu County in the state of Louisiana. [6]

LA Credit Cards

70646 Credit Cards

For more information about 70646 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau