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Comprehensive Local Credit Card Guide

Credit Cards in 71061 (Oil City, LA)

Credit Card Debt in 71061

^ Average credit card debt in 71061 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71061

^ Based on overall Louisiana data, the credit card delinquency rate in Oil City is approximately 0.76%. [2]

Credit Scores in 71061

^ The average credit score in Oil City is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71061

Credit Card Debt in 71061


  • 71061 Credit Card Debt
    • The estimated average credit card debt for 71061 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71061


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71061 Credit Scores


  • Credit Scores in 71061
    • Residents of 71061 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71061 (Oil City, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71061 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71061 [4]
    • 71061 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About 71061

71061 is associated with the city of Oil City, which is located in Caddo Parish County in the state of Louisiana. [6]

LA Credit Cards

71061 Credit Cards

For more information about 71061 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau