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Comprehensive Local Credit Card Guide

Credit Cards in 71222 (Bernice, LA)

Credit Card Debt in 71222

^ Average credit card debt in 71222 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71222

^ Based on overall Louisiana data, the credit card delinquency rate in Bernice is approximately 0.76%. [2]

Credit Scores in 71222

^ The average credit score in Bernice is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71222

Credit Card Debt in 71222


  • 71222 Credit Card Debt
    • The estimated average credit card debt for 71222 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71222


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71222 Credit Scores


  • Credit Scores in 71222
    • Residents of 71222 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71222 (Bernice, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71222 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71222 [4]
    • 71222 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Louisiana

About 71222

71222 is associated with the city of Bernice, which is located in Union County in the state of Louisiana. [6]

LA Credit Cards

71222 Credit Cards

For more information about 71222 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau