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Comprehensive Local Credit Card Guide

Credit Cards in 04038 (Gorham, ME)

Credit Card Debt in 04038

^ Average credit card debt in 04038 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04038

^ Based on overall Maine data, the credit card delinquency rate in Gorham is approximately 0.53%. [2]

Credit Scores in 04038

^ The average credit score in Gorham is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04038

Credit Card Debt in 04038


  • 04038 Credit Card Debt
    • The estimated average credit card debt for 04038 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04038


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04038 Credit Scores


  • Credit Scores in 04038
    • Residents of 04038 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04038 (Gorham, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04038 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04038 [4]
    • 04038 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Maine

About 04038

04038 is associated with the city of Gorham, which is located in Cumberland County in the state of Maine. [6]

ME Credit Cards

04038 Credit Cards

For more information about 04038 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau