Comprehensive Local Credit Card Guide

Credit Cards in 20774 (Upper Marlboro, MD)

Credit Card Debt in 20774

^ Average credit card debt in 20774 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20774

^ Based on overall Maryland data, the credit card delinquency rate in Upper Marlboro is approximately 0.61%. ^[2]

Credit Scores in 20774

^ The average credit score in Upper Marlboro is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20774

Credit Card Debt in 20774

20774 Credit Card Debt
- The estimated average credit card debt for 20774 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20774

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20774 Credit Scores

Credit Scores in 20774
- Residents of 20774 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20774 (Upper Marlboro, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20774 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20774 ^[4]
- 20774 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20774 (Upper Marlboro, MD)

Recent credit card complaints originating from consumers in 20774, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20774

Complaint Issue	Number of Complaints*
Incorrect information on your report	1277
Improper use of your report	809
Problem with a company's investigation into an existing problem	360
Problem with a credit reporting company's investigation	336
Attempts to collect debt not owed	95
Other	414

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20774

20774 is associated with the city of Upper Marlboro, which is located in Prince George's County in the state of Maryland. ^[6]

20774 Credit Cards

For more information about 20774 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20774

6. ^ United States Census Bureau