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Comprehensive Local Credit Card Guide

Credit Cards in 05544 (Andover, MA)

Credit Card Debt in 05544

^ Average credit card debt in 05544 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 05544

^ Based on overall Massachusetts data, the credit card delinquency rate in Andover is approximately 0.62%. [2]

Credit Scores in 05544

^ The average credit score in Andover is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 05544

Credit Card Debt in 05544


  • 05544 Credit Card Debt
    • The estimated average credit card debt for 05544 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05544


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05544 Credit Scores


  • Credit Scores in 05544
    • Residents of 05544 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 05544 (Andover, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 05544 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05544 [4]
    • 05544 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 05544

05544 is associated with the city of Andover, which is located in Essex County in the state of Massachusetts. [6]

MA Credit Cards

05544 Credit Cards

For more information about 05544 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau