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Comprehensive Local Credit Card Guide

Credit Cards in 48062 (Richmond, MI)

Credit Card Debt in 48062

^ Average credit card debt in 48062 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48062

^ Based on overall Michigan data, the credit card delinquency rate in Richmond is approximately 0.55%. [2]

Credit Scores in 48062

^ The average credit score in Richmond is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48062

Credit Card Debt in 48062


  • 48062 Credit Card Debt
    • The estimated average credit card debt for 48062 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48062


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48062 Credit Scores


  • Credit Scores in 48062
    • Residents of 48062 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48062 (Richmond, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48062 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48062 [4]
    • 48062 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 48062

48062 is associated with the city of Richmond, which is located in Macomb County in the state of Michigan. [6]

MI Credit Cards

48062 Credit Cards

For more information about 48062 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau