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Comprehensive Local Credit Card Guide

Credit Cards in 48097 (Yale, MI)

Credit Card Debt in 48097

^ Average credit card debt in 48097 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48097

^ Based on overall Michigan data, the credit card delinquency rate in Yale is approximately 0.55%. [2]

Credit Scores in 48097

^ The average credit score in Yale is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48097

Credit Card Debt in 48097


  • 48097 Credit Card Debt
    • The estimated average credit card debt for 48097 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48097


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48097 Credit Scores


  • Credit Scores in 48097
    • Residents of 48097 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48097 (Yale, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48097 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48097 [4]
    • 48097 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 48097

48097 is associated with the city of Yale, which is located in St. Clair County in the state of Michigan. [6]

MI Credit Cards

48097 Credit Cards

For more information about 48097 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau