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Comprehensive Local Credit Card Guide

Credit Cards in 48221 (Detroit, MI)

Credit Card Debt in 48221

^ Average credit card debt in 48221 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48221

^ Based on overall Michigan data, the credit card delinquency rate in Detroit is approximately 0.55%. [2]

Credit Scores in 48221

^ The average credit score in Detroit is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48221

Credit Card Debt in 48221


  • 48221 Credit Card Debt
    • The estimated average credit card debt for 48221 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48221


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48221 Credit Scores


  • Credit Scores in 48221
    • Residents of 48221 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48221 (Detroit, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48221 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48221 [4]
    • 48221 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 48221

48221 is associated with the city of Detroit, which is located in Wayne County in the state of Michigan. [6]

MI Credit Cards

48221 Credit Cards

For more information about 48221 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau