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Comprehensive Local Credit Card Guide

Credit Cards in 49023 (Benton Harbor, MI)

Credit Card Debt in 49023

^ Average credit card debt in 49023 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49023

^ Based on overall Michigan data, the credit card delinquency rate in Benton Harbor is approximately 0.55%. [2]

Credit Scores in 49023

^ The average credit score in Benton Harbor is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49023

Credit Card Debt in 49023


  • 49023 Credit Card Debt
    • The estimated average credit card debt for 49023 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49023


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49023 Credit Scores


  • Credit Scores in 49023
    • Residents of 49023 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49023 (Benton Harbor, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49023 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49023 [4]
    • 49023 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 49023

49023 is associated with the city of Benton Harbor, which is located in Berrien County in the state of Michigan. [6]

MI Credit Cards

49023 Credit Cards

For more information about 49023 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau