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Comprehensive Local Credit Card Guide

Credit Cards in 49707 (Alpena, MI)

Credit Card Debt in 49707

^ Average credit card debt in 49707 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49707

^ Based on overall Michigan data, the credit card delinquency rate in Alpena is approximately 0.55%. [2]

Credit Scores in 49707

^ The average credit score in Alpena is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49707

Credit Card Debt in 49707


  • 49707 Credit Card Debt
    • The estimated average credit card debt for 49707 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49707


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49707 Credit Scores


  • Credit Scores in 49707
    • Residents of 49707 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49707 (Alpena, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49707 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49707 [4]
    • 49707 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 49707

49707 is associated with the city of Alpena, which is located in Alpena County in the state of Michigan. [6]

MI Credit Cards

49707 Credit Cards

For more information about 49707 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau