Credit Card & Personal Finance Statistics in 55744
Credit Card Debt in 55744
- 55744 Credit Card Debt
-
- The estimated average credit card debt for 55744 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55744
55744 Credit Scores
- Credit Scores in 55744
-
- Residents of 55744 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55744 (Grand Rapids, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55744 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55744 [4]
-
- 55744 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55744 (Grand Rapids, MN)
Recent credit card complaints originating from consumers in 55744, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55744
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
11 |
| Trouble during payment process |
5 |
| Managing an account |
2 |
| Attempts to collect debt not owed |
1 |
| Charged fees or interest you didn't expect |
1 |
| Other |
8 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55744
55744 is associated with the city of Grand Rapids, which is located in Itasca County in the state of Minnesota. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
