Credit Card & Personal Finance Statistics in 55804
Credit Card Debt in 55804
- 55804 Credit Card Debt
-
- The estimated average credit card debt for 55804 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55804
55804 Credit Scores
- Credit Scores in 55804
-
- Residents of 55804 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55804 (Duluth, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55804 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55804 [4]
-
- 55804 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55804 (Duluth, MN)
Recent credit card complaints originating from consumers in 55804, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55804
| Complaint Issue |
Number of Complaints* |
| Dealing with your lender or servicer |
2 |
| Managing an account |
2 |
| Problem with a company's investigation into an existing problem |
2 |
| Problem with a credit reporting company's investigation |
2 |
| Closing an account |
1 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55804
55804 is associated with the city of Duluth, which is located in St. Louis County in the state of Minnesota. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
