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Comprehensive Local Credit Card Guide

Credit Cards in 55905 (Rochester, MN)

Credit Card Debt in 55905

^ Average credit card debt in 55905 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55905

^ Based on overall Minnesota data, the credit card delinquency rate in Rochester is approximately 0.37%. [2]

Credit Scores in 55905

^ The average credit score in Rochester is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55905

Credit Card Debt in 55905


  • 55905 Credit Card Debt
    • The estimated average credit card debt for 55905 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55905


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55905 Credit Scores


  • Credit Scores in 55905
    • Residents of 55905 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55905 (Rochester, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55905 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55905 [4]
    • 55905 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About 55905

55905 is associated with the city of Rochester, which is located in Olmsted County in the state of Minnesota. [6]

MN Credit Cards

55905 Credit Cards

For more information about 55905 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau