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Comprehensive Local Credit Card Guide

Credit Cards in 38642 (Lamar, MS)

Credit Card Debt in 38642

^ Average credit card debt in 38642 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38642

^ Based on overall Mississippi data, the credit card delinquency rate in Lamar is approximately 0.87%. [2]

Credit Scores in 38642

^ The average credit score in Lamar is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38642

Credit Card Debt in 38642


  • 38642 Credit Card Debt
    • The estimated average credit card debt for 38642 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38642


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38642 Credit Scores


  • Credit Scores in 38642
    • Residents of 38642 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38642 (Lamar, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38642 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38642 [4]
    • 38642 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About 38642

38642 is associated with the city of Lamar, which is located in Marshall County in the state of Mississippi. [6]

MS Credit Cards

38642 Credit Cards

For more information about 38642 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau