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Comprehensive Local Credit Card Guide

Credit Cards in 39441 (Laurel, MS)

Credit Card Debt in 39441

^ Average credit card debt in 39441 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39441

^ Based on overall Mississippi data, the credit card delinquency rate in Laurel is approximately 0.87%. [2]

Credit Scores in 39441

^ The average credit score in Laurel is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39441

Credit Card Debt in 39441


  • 39441 Credit Card Debt
    • The estimated average credit card debt for 39441 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39441


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39441 Credit Scores


  • Credit Scores in 39441
    • Residents of 39441 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39441 (Laurel, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39441 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39441 [4]
    • 39441 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About 39441

39441 is associated with the city of Laurel, which is located in Jones County in the state of Mississippi. [6]

MS Credit Cards

39441 Credit Cards

For more information about 39441 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau