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Comprehensive Local Credit Card Guide

Credit Cards in 39704 (Columbus, MS)

Credit Card Debt in 39704

^ Average credit card debt in 39704 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39704

^ Based on overall Mississippi data, the credit card delinquency rate in Columbus is approximately 0.87%. [2]

Credit Scores in 39704

^ The average credit score in Columbus is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39704

Credit Card Debt in 39704


  • 39704 Credit Card Debt
    • The estimated average credit card debt for 39704 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39704


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39704 Credit Scores


  • Credit Scores in 39704
    • Residents of 39704 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39704 (Columbus, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39704 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39704 [4]
    • 39704 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About 39704

39704 is associated with the city of Columbus, which is located in Lowndes County in the state of Mississippi. [6]

MS Credit Cards

39704 Credit Cards

For more information about 39704 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau