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Comprehensive Local Credit Card Guide

Credit Cards in 39740 (Caledonia, MS)

Credit Card Debt in 39740

^ Average credit card debt in 39740 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39740

^ Based on overall Mississippi data, the credit card delinquency rate in Caledonia is approximately 0.87%. [2]

Credit Scores in 39740

^ The average credit score in Caledonia is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39740

Credit Card Debt in 39740


  • 39740 Credit Card Debt
    • The estimated average credit card debt for 39740 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39740


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39740 Credit Scores


  • Credit Scores in 39740
    • Residents of 39740 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39740 (Caledonia, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39740 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39740 [4]
    • 39740 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About 39740

39740 is associated with the city of Caledonia, which is located in Monroe County in the state of Mississippi. [6]

MS Credit Cards

39740 Credit Cards

For more information about 39740 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau