Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 07061 (Plainfield, NJ)

Credit Card Debt in 07061

^ Average credit card debt in 07061 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07061

^ Based on overall New Jersey data, the credit card delinquency rate in Plainfield is approximately 0.56%. [2]

Credit Scores in 07061

^ The average credit score in Plainfield is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07061

Credit Card Debt in 07061


  • 07061 Credit Card Debt
    • The estimated average credit card debt for 07061 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07061


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


07061 Credit Scores


  • Credit Scores in 07061
    • Residents of 07061 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07061 (Plainfield, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07061 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07061 [4]
    • 07061 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New Jersey

About 07061

07061 is associated with the city of Plainfield, which is located in Union County in the state of New Jersey. [6]

NJ Credit Cards

07061 Credit Cards

For more information about 07061 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New Jersey


Go

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau