Credit Card & Personal Finance Statistics in 07304
Credit Card Debt in 07304
- 07304 Credit Card Debt
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- The estimated average credit card debt for 07304 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07304
07304 Credit Scores
- Credit Scores in 07304
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- Residents of 07304 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07304 (Jersey City, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
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- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07304 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07304 [4]
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- 07304 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New Jersey
About 07304
07304 is associated with the city of Jersey City, which is located in Hudson County in the state of New Jersey. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New Jersey State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
