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Comprehensive Local Credit Card Guide

Credit Cards in 07644 (Lodi, NJ)

Credit Card Debt in 07644

^ Average credit card debt in 07644 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07644

^ Based on overall New Jersey data, the credit card delinquency rate in Lodi is approximately 0.56%. [2]

Credit Scores in 07644

^ The average credit score in Lodi is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07644

Credit Card Debt in 07644


  • 07644 Credit Card Debt
    • The estimated average credit card debt for 07644 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07644


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07644 Credit Scores


  • Credit Scores in 07644
    • Residents of 07644 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07644 (Lodi, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07644 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07644 [4]
    • 07644 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About 07644

07644 is associated with the city of Lodi, which is located in Bergen County in the state of New Jersey. [6]

NJ Credit Cards

07644 Credit Cards

For more information about 07644 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau