Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 07871 (Sparta, NJ)

Credit Card Debt in 07871

^ Average credit card debt in 07871 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07871

^ Based on overall New Jersey data, the credit card delinquency rate in Sparta is approximately 0.56%. [2]

Credit Scores in 07871

^ The average credit score in Sparta is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07871

Credit Card Debt in 07871


  • 07871 Credit Card Debt
    • The estimated average credit card debt for 07871 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07871


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


07871 Credit Scores


  • Credit Scores in 07871
    • Residents of 07871 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07871 (Sparta, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07871 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07871 [4]
    • 07871 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New Jersey

About 07871

07871 is associated with the city of Sparta, which is located in Sussex County in the state of New Jersey. [6]

NJ Credit Cards

07871 Credit Cards

For more information about 07871 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Jersey


Go

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau