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Comprehensive Local Credit Card Guide

Credit Cards in 87028 (La Joya, NM)

Credit Card Debt in 87028

^ Average credit card debt in 87028 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87028

^ Based on overall New Mexico data, the credit card delinquency rate in La Joya is approximately 0.55%. [2]

Credit Scores in 87028

^ The average credit score in La Joya is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87028

Credit Card Debt in 87028


  • 87028 Credit Card Debt
    • The estimated average credit card debt for 87028 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87028


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87028 Credit Scores


  • Credit Scores in 87028
    • Residents of 87028 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87028 (La Joya, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87028 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87028 [4]
    • 87028 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About 87028

87028 is associated with the city of La Joya, which is located in Socorro County in the state of New Mexico. [6]

NM Credit Cards

87028 Credit Cards

For more information about 87028 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau