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Comprehensive Local Credit Card Guide

Credit Cards in 87197 (Albuquerque, NM)

Credit Card Debt in 87197

^ Average credit card debt in 87197 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87197

^ Based on overall New Mexico data, the credit card delinquency rate in Albuquerque is approximately 0.55%. [2]

Credit Scores in 87197

^ The average credit score in Albuquerque is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87197

Credit Card Debt in 87197


  • 87197 Credit Card Debt
    • The estimated average credit card debt for 87197 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87197


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87197 Credit Scores


  • Credit Scores in 87197
    • Residents of 87197 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87197 (Albuquerque, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87197 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87197 [4]
    • 87197 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About 87197

87197 is associated with the city of Albuquerque, which is located in Bernalillo County in the state of New Mexico. [6]

NM Credit Cards

87197 Credit Cards

For more information about 87197 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau