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Comprehensive Local Credit Card Guide

Credit Cards in 87501 (Santa Fe, NM)

Credit Card Debt in 87501

^ Average credit card debt in 87501 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87501

^ Based on overall New Mexico data, the credit card delinquency rate in Santa Fe is approximately 0.55%. [2]

Credit Scores in 87501

^ The average credit score in Santa Fe is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87501

Credit Card Debt in 87501


  • 87501 Credit Card Debt
    • The estimated average credit card debt for 87501 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87501


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87501 Credit Scores


  • Credit Scores in 87501
    • Residents of 87501 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87501 (Santa Fe, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87501 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87501 [4]
    • 87501 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87501 (Santa Fe, NM)

Recent credit card complaints originating from consumers in 87501, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87501

Complaint Issue Number of Complaints*
Improper use of your report 14
Communication tactics 12
Problem with a company's investigation into an existing problem 6
Attempts to collect debt not owed 4
Incorrect information on your report 4
Other 21
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87501

87501 is associated with the city of Santa Fe, which is located in Santa Fe County in the state of New Mexico. [6]

NM Credit Cards

87501 Credit Cards

For more information about 87501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87501

6. ^ United States Census Bureau