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Comprehensive Local Credit Card Guide

Credit Cards in 88004 (Las Cruces, NM)

Credit Card Debt in 88004

^ Average credit card debt in 88004 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 88004

^ Based on overall New Mexico data, the credit card delinquency rate in Las Cruces is approximately 0.55%. [2]

Credit Scores in 88004

^ The average credit score in Las Cruces is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 88004

Credit Card Debt in 88004


  • 88004 Credit Card Debt
    • The estimated average credit card debt for 88004 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 88004


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88004 Credit Scores


  • Credit Scores in 88004
    • Residents of 88004 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 88004 (Las Cruces, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 88004 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 88004 [4]
    • 88004 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About 88004

88004 is associated with the city of Las Cruces, which is located in Doña Ana County in the state of New Mexico. [6]

NM Credit Cards

88004 Credit Cards

For more information about 88004 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau