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Comprehensive Local Credit Card Guide

Credit Cards in 11978 (Westhampton Beach, NY)

Credit Card Debt in 11978

^ Average credit card debt in 11978 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11978

^ Based on overall New York data, the credit card delinquency rate in Westhampton Beach is approximately 0.59%. [2]

Credit Scores in 11978

^ The average credit score in Westhampton Beach is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 11978

Credit Card Debt in 11978


  • 11978 Credit Card Debt
    • The estimated average credit card debt for 11978 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11978


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11978 Credit Scores


  • Credit Scores in 11978
    • Residents of 11978 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11978 (Westhampton Beach, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11978 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11978 [4]
    • 11978 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 11978

11978 is associated with the city of Westhampton Beach, which is located in Suffolk County in the state of New York. [6]

NY Credit Cards

11978 Credit Cards

For more information about 11978 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau